Start without a credit history
First-time buyers are often caught in a loop — you need a credit record to get finance, and you need finance to build a credit record. Rent-to-own steps around that by focusing on affordability today rather than years of credit history.
Predictable from day one
Your monthly amount is fixed for the rental period, so budgeting is straightforward. There are no hidden costs and no interest added to what you pay.
- Fixed monthly payments
- No hidden costs
- Roadside assistance included
- No mileage restrictions
Apply to see if you qualify. Nothing on this page is a guarantee of approval — every application is assessed against our current criteria.
Room to change your mind
Needs change, especially early in a career. You can upgrade your vehicle every 18 months, and flexible early termination options are available if your circumstances change.
At the end of the rental period you have the option to buy the vehicle for R1,500.
Choosing a sensible first vehicle
Smaller hatchbacks are usually the easiest place to start: lower fuel use, cheaper tyres and simple servicing. If you carry passengers or equipment regularly, look at a compact SUV or a bakkie instead.