Looking for rent to own cars in Johannesburg but the banks keep saying no? You're not alone. Thousands of Johannesburg drivers are blacklisted, under debt review or have low credit scores, and can't get traditional vehicle finance. That's where rent to buy cars in Johannesburg come in.

At Rent To Buy A Car, we offer rent to own cars across Johannesburg — from Sandton and Randburg to Soweto, Roodepoort and the East Rand, including Boksburg and Germiston.

How Rent to Own Works in Johannesburg

Unlike bank finance, rent to own is a rental agreement with an option to own. We remain the legal owner while you rent. You pay a fixed monthly rental that includes accident and theft cover, vehicle tracking, roadside assistance and more. At the end of your term, you can own the car for a small R1,500 buyout.

It's not a loan. We assess affordability, not your credit history.

Who Qualifies for Rent to Own Cars in Johannesburg?

We approve on income, not credit score. To qualify for rent to own cars in Johannesburg you need:

  • Nett income from R15,000 per month
  • A valid South African ID and driver's licence
  • Proof of address (not older than 3 months)
  • 3 months' payslips, or 6 months' bank statements if self-employed

Bad credit, blacklisted and debt review applicants are welcome. We do a soft credit check only.

Approval and deposit requirements may vary depending on the selected vehicle and applicable terms. Apply to see if you qualify.

Why Johannesburg Drivers Choose Rent To Buy A Car

  1. 90% approval rate, and driving in 1–3 days
  2. All-inclusive pricing — no hidden costs
  3. Low-mileage, late-model new and quality used cars, bakkies and SUVs

Frequently asked questions

Can I get a rent to own car in Johannesburg with bad credit?

Yes. Bad credit, blacklisted and debt review applicants are welcome. We approve on income, not credit score, and do a soft credit check only.

How much is rent to own in Johannesburg?

Rent to own cars in Johannesburg start from R5,250 per month, with accident and theft cover, tracking and roadside assistance included.

Which areas in Johannesburg do you cover?

All of Johannesburg, including Sandton, Randburg, Soweto, Roodepoort and the East Rand, including Boksburg and Germiston.

Is rent to own a loan?

No. It's a rental agreement with an option to own. We assess affordability, not your credit history.

Apply Now for Rent to Own Cars Johannesburg

If you live in Johannesburg and need a car to get to work, apply online in 5 minutes. Your Johannesburg rent to own car is closer than you think — get approved today.

Apply online, WhatsApp us on 082 714 7154 or email sales@renttobuyacar.co.za.

In Pretoria or Centurion? See rent to own cars in Pretoria.

Apply to see if you qualify.

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